System: Early Access

// LEGAL

Terms & Privacy

Operating terms, privacy practices and legal disclosures governing access to the Pragmatika terminal.

Terms of Service

Effective date: 2026-06-24 · Last modified date: 2026-06-24

Pragmatika is a product operated by Cognito One SAS, a company registered in the Paris Trade and Companies Register under RCS number (SIREN) 884 867 870, whose registered office is at 8 rue du Faubourg Poissonniere, 75010 Paris, France ("Pragmatika", the "Company", "we").

1. Scope of application

1.1. These Terms of Service (the "ToS") govern the contractual relationship (the "Agreement") between the Company and an individual or company that subscribes to the Pragmatika analytical terminal (the "Customer"; together the "Parties"). The Agreement concerns the provision of access to the Pragmatika terminal (the "Terminal") and associated services (the "Services").

1.2. The Terminal is a read-only analytical environment. The Customer queries and views structural intelligence (corporate control, ownership topology and related mappings) that the Company has compiled, modelled and processed. The Customer does not upload, store or publish data through the Terminal.

1.3. These ToS are communicated to each Customer before conclusion of the Agreement. Registering on the Company's website, or subscribing to the Terminal, implies the Customer's full and unreserved acceptance of these ToS and the applicable subscription terms, to the exclusion of all other documents.

1.4. No general terms of purchase of the Customer may prevail over or be opposed to these ToS unless formally accepted in writing by the Company. The fact that the Company does not invoke any term at a given time is not a waiver of its right to invoke it later.

2. Conclusion and duration

2.1. The Agreement is formed upon validation of the Customer's subscription on the Company's website (the "anniversary date").

2.2. The Agreement is entered into either for a term of one (1) year from the anniversary date with tacit renewal for successive one (1) year periods, or for a monthly term with tacit month-to-month renewal, depending on the Customer's choice.

2.3. Either Party may terminate an annual subscription on at least one (1) month's notice prior to the anniversary date, or a monthly subscription on five (5) days' notice prior to the renewal date.

2.4. The Company may terminate access in the event of a breach by the Customer not remedied within fifteen (15) days of notification, without prejudice to damages.

2.5. Any subscription remains due for the current subscription year, or current month for monthly subscriptions.

3. Obligations of the Parties

3.1. The Customer undertakes not to harm the Terminal or Services in any manner, not to decompile or analyse them, and not to conduct any security testing or bug bounty activity without the Company's prior written consent.

3.2. The Customer undertakes not to harm the reputation of the Company, the Services or the Terminal.

3.3. The Company undertakes to provide the necessary resources and to perform its mission in accordance with the rules of the art. This is an obligation of means, not of result. The Company warrants that it holds the intellectual property rights necessary to provide the Terminal and Services.

4. Subscription and Genesis access

4.1. Access to the Terminal is provided against a fee. The plans, fees and any founding-allocation terms in force are those displayed at the point of subscription (the pricing page or order) and accepted by the Customer at that point. Prices are indicative and may change; the price applicable to a subscription is the one displayed and accepted when that subscription is validated. Specific amounts are not set out in these ToS.

4.2. Genesis (founding) access. During the founding allocation, a limited number of places are offered against a one-time founding contribution in exchange for durable ("lifetime") access to the Terminal as defined in 4.3. The founding contribution is a one-time, non-recurring contribution toward the development and calibration of the engine during its founding phase. It is not a recurring subscription, not the price of the product, and not a warranty of any particular future functionality, dataset or coverage.

4.3. Meaning of durable / "lifetime" access. "Lifetime" means access to the Terminal for as long as the Company, or any successor or assignee operating the Terminal (including following migration of operations to another entity), continues to make the Terminal generally available. It does not entitle the holder to any specific feature, dataset, coverage or service level, which may evolve over time. The Company may, at its sole discretion, modify, suspend or permanently discontinue the Terminal, including for business reasons; lifetime access does not survive permanent discontinuation of the Terminal and confers no right to a refund of the founding contribution on such discontinuation.

4.4. Eligibility and admission. Access, and in particular Genesis founding access, is subject to application and to the Company's identity and eligibility screening (see the Privacy and Cookie Policy). Admission is at the Company's sole discretion. The Company may decline any application, or close an allocation, without obligation to give reasons, and acceptance of an application is not guaranteed by submission or by attempted payment.

4.5. Right of withdrawal. Where the Customer contracts as a business (professional), no consumer right of withdrawal applies. Where the Customer contracts as a consumer, any statutory right of withdrawal applies as provided by law; however, because access to the Terminal is digital content/services supplied immediately on admission, the Customer who requests immediate access expressly consents to immediate performance and acknowledges that the statutory right of withdrawal is lost once access has begun.

4.6. Standard subscriptions. Access taken otherwise than under a founding allocation is provided on the plan and at the price displayed at the time of subscription.

4.7. Prices are quoted and payable in Euros, exclusive of value-added tax and any other taxes, which are the Customer's responsibility.

4.8. Any request for additional services is subject to a separate quote governed by these ToS.

5. Terms of payment

5.1. Payment is made by card or direct debit through the Company's third-party payment processor on the applicable monthly or annual cycle. The Customer receives an invoice corresponding to the amount debited.

5.2. No discount is provided for early payment.

6. Late fees

6.1. In the event of non-payment by the due date, the Company may charge interest at 5% of the amount due, from the due date until full payment, without formality or formal notice.

6.2. Pursuant to Article L.441-6 of the French Commercial Code, a Customer in late payment automatically owes a fixed indemnity for collection costs of forty (40) euros (Decree No. 2012-1115 of 2 October 2012). If actual collection costs exceed this amount, the Company may claim additional compensation on justification.

6.3. The Company may suspend access to the Terminal and Services in the event of late payment, without prejudice to any other action.

7. Rights of use

7.1. The licence granted under the Agreement allows the Customer to access and use the Terminal and its output for the Customer's own internal business purposes, for the duration and within the scope of the Agreement.

7.2. The Customer may not transfer, sub-license, resell, redistribute, syndicate or make available to any third party, even temporarily or free of charge, the Terminal, the Services, any output of the Terminal, or the related user licence, without the Company's prior and express written authorisation.

7.3. The Customer may not decompile the Terminal or Services except to the extent permitted by law.

8. Intellectual property

8.1. The Terminal, the Services, the underlying engine, the graph, all data structures, methodologies, technologies and all output generated by the Terminal remain the exclusive property of the Company. The Customer acquires no right in them other than the limited right of use granted in Section 7.

8.2. The Customer may not pledge, transfer, sub-license or lend the Terminal, Services or output, and undertakes to preserve all proprietary notices and to inform the Company of any infringement of which it becomes aware.

8.3. Any use of the corporate names, trademarks or distinctive signs of the Company is prohibited without the Company's express prior written consent.

8.4. Eviction warranty. The Company indemnifies the Customer against any third-party claim that the Terminal or Services infringe an intellectual property right, provided the Customer informs the Company promptly and provides reasonable assistance. This does not apply where the claim arises from use of the Terminal otherwise than in accordance with the Agreement, or from combination of the Services with materials not provided by the Company.

9. Warranties

9.1. The Company warrants that the Terminal and Services are provided substantially in accordance with these ToS. Unless otherwise provided by law, any other warranty, express or implied, is excluded.

9.2. The Company does not guarantee that the Terminal or Services are adapted to the Customer's own particular needs; it is the Customer's responsibility to assess its needs and the suitability of the Terminal for them.

9.3. The Company does not guarantee the absence of anomalies, errors or bugs, the absence of interruption, or the absence of loss or corruption of data, despite the care taken in accordance with the state of the art.

10. Responsibility and limitation of liability

10.1. THE SERVICES AND THE TERMINAL ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, CURRENTNESS, FREEDOM FROM INTERRUPTION, VIRUSES OR OTHER DEFECT, AND NON-INFRINGEMENT. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES OR THE TERMINAL IS TO STOP USING THEM.

10.2. IN NO EVENT SHALL THE COMPANY OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS OR SERVICE PROVIDERS BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES, RESULTING FROM THE USE OR INABILITY TO USE THE SERVICES OR THE TERMINAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10.3. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY ASSUMES NO LIABILITY FOR: (I) ERRORS, MISTAKES OR INACCURACIES OF THE TERMINAL OR ITS OUTPUT; (II) ANY DECISION TAKEN, OR ACTION OR OMISSION MADE, BY THE CUSTOMER OR ANY THIRD PARTY IN RELIANCE ON THE TERMINAL OR ITS OUTPUT; (III) ANY UNAUTHORISED ACCESS TO OR USE OF THE COMPANY'S SERVERS OR INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF THE SERVICES; OR (V) ANY BUGS, VIRUSES OR THE LIKE TRANSMITTED THROUGH THE SERVICES BY ANY THIRD PARTY.

10.4. IN NO EVENT SHALL THE COMPANY'S AGGREGATE LIABILITY UNDER THIS AGREEMENT EXCEED THE AMOUNT PAID BY THE CUSTOMER TO THE COMPANY FOR USE OF THE TERMINAL AND SERVICES. THIS LIMITATION APPLIES WHETHER LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, AND APPLIES TO THE FULLEST EXTENT PERMITTED BY LAW REGARDLESS OF THE SUCCESS OR EFFECTIVENESS OF OTHER REMEDIES.

10.5. The Customer declares that it is aware of the characteristics and limitations of the internet, including response times for querying or transferring data and the risks relating to communications security, and that it is the Customer's responsibility to protect itself against these risks.

11. No advice and no reliance

11.1. Pragmatika provides structural intelligence and data infrastructure only. The Terminal and its output are informational. They are not, and must not be construed as, investment advice, financial advice, legal advice, tax advice, accounting advice, a recommendation, a solicitation, or any form of professional or regulated advisory service.

11.2. No fiduciary, advisory, agency or professional relationship arises between the Company and the Customer by virtue of the Agreement, the Terminal or its output.

11.3. The Company calculates and documents structural topology. It does not opine on the merits of any transaction, investment, counterparty or decision. The Customer is solely responsible for its own decisions and for any consequences arising from them, and should obtain independent professional advice before acting.

11.4. The output of the Terminal is derived from sources believed reliable but is not warranted as accurate, complete or current (see Sections 9 and 10). The Customer must not rely on the output as the sole basis for any decision.

12. Insurance

12.1. Each Party undertakes to maintain in force, for the duration of the Agreement, professional liability insurance with a reputable and solvent insurer, covering the financial consequences of damage for which it may be liable in connection with the Agreement.

13. Personal data

13.1. Each Party undertakes to comply with applicable data protection law, including Regulation (EU) 2016/679 (GDPR) and French Law No. 78-17 of 6 January 1978 as amended. The Company's Privacy and Cookie Policy forms an integral part of these ToS.

13.2. The Terminal is read-only and the Customer does not upload customer data; the Company is therefore not a processor of customer data in the ordinary course. An enterprise Data Processing Addendum, including Standard Contractual Clauses, is available on request for Customers who require one.

13.3. At the request of judicial authorities, the Company may transmit the IP address of the Customer so that the Customer can be identified in cooperation with its internet service provider.

14. Confidentiality

14.1. Each Party undertakes to maintain the confidentiality of Confidential Information exchanged between the Parties, to apply to it the same protection as to its own confidential information, to disclose it only to personnel who need to know it, and to use it solely for the purposes of the Agreement.

14.2. Confidential Information does not cover information that is already public, lawfully obtained from a third party not bound by confidentiality, independently developed, or disclosed pursuant to a legal or regulatory obligation. Anonymised data is not Confidential Information.

15. Concealed work

15.1. The Company declares that it is registered with the RCS and URSSAF and that its registrations cover all of its activities under this Agreement. In compliance with Articles L.8221-1 et seq. of the French Labour Code, the Company undertakes to provide, on request, the documents listed in Article D.8222-5 of the same Code.

16. Refusal

16.1. The Company reserves the right not to accept a subscription where it has previously encountered payment problems with the Customer.

17. Modification of the Terminal and Services

17.1. The Company reserves the right to make any modification to the Terminal or Services to improve them or as required by law. Such modifications apply at least five (5) days after the Customer has been informed.

18. Force majeure

18.1. The Company shall not be held liable for non-performance in the event of force majeure, or for damage caused by a third party or attributable to improper or non-compliant use of the Terminal by the Customer in violation of the Company's instructions or the rules of the trade.

19. Subcontracting

19.1. The Company may subcontract all or part of the performance of the Services. In that case the Company remains liable to the Customer for performance.

20. Applicable law and jurisdiction

20.1. The Agreement is governed by French law. The Parties expressly agree that the Vienna Convention on the International Sale of Goods of 11 April 1980 does not apply.

20.2. The courts within the jurisdiction of the Paris Court of Appeal have exclusive jurisdiction over any dispute relating to the interpretation or performance of the Agreement, notwithstanding plurality of defendants or third-party claims, unless the Company prefers to bring an action before another competent court.

21. General provisions

21.1. The Agreement supersedes any prior document or agreement on the same subject matter, with the exception of the subscription terms.

21.2. Autonomy of clauses. If any provision of these ToS is found invalid, the remaining provisions remain in effect; the provisions of these ToS are declared autonomous.

21.3. An enterprise Data Processing Addendum is available on request and, where entered into, complements and is consistent with these ToS.

21.4. Notification. Any notice must be made in writing by email with acknowledgement of receipt to , or by registered letter with acknowledgement of receipt to Cognito One SAS, 8 rue du Faubourg Poissonniere, 75010 Paris, France.